4PAY is taking PaiyHub, its collaborative finance platform, to the next level with a new partnership with Opti9. The goal is to modernize PaiyHub’s AWS environment to make it faster, more reliable, and ready to scale across banks, telecom providers, government agencies, and fintech organizations.
PaiyHub makes it possible for institutions that normally operate on separate systems to securely exchange value. In an increasingly digital financial ecosystem, organizations are demanding faster, real-time payment capabilities, as well as smoother collaboration between banks, telecom providers, and other financial service partners. PaiyHub addresses this need by providing a unified platform that allows multiple parties to process transactions, share information, and manage payments securely and efficiently.
Earl Robinson, VP of Global Channel Sales at 4PAY, says the company’s long-term vision is to create a shared framework connecting a wide range of financial and communications providers. To make that happen, PaiyHub needs infrastructure that supports quick onboarding, smooth interoperability, and high availability, especially as it expands into new markets. By investing in cloud modernization, 4PAY is ensuring that the platform can grow with increasing transaction volumes and evolving integration requirements.
Opti9 is bringing its cloud expertise to the table, redesigning key parts of PaiyHub’s architecture using AWS-native tools and modernization practices commonly seen in regulated industries. This includes making systems more reliable, streamlining compliance processes, and speeding up the rollout of new features. Modernizing the infrastructure also helps 4PAY reduce operational complexity, allowing teams to focus on developing new capabilities and improving user experience rather than managing outdated systems.
Drew Jenkins, Cloud Alliances Director at Opti9, adds that the partnership is all about giving 4PAY a secure, scalable foundation for growth. With experience building cloud environments for financial institutions and other compliance-heavy sectors, Opti9 is well-equipped to support a platform that handles sensitive payment and identity data. This expertise is critical for companies like 4PAY that operate in highly regulated environments, where data security and system reliability are top priorities.
The initiative also reflects a bigger trend in Canada’s financial sector: modernizing legacy systems as digital payments and multi-party financial services become increasingly interconnected. By upgrading PaiyHub’s infrastructure, 4PAY is positioning itself to meet growing demand for programmable financial services, support more complex transaction models, and integrate with an expanding network of partners, all while maintaining the regulatory controls that institutions expect.
Ultimately, this cloud modernization effort is about more than just technology, it’s about enabling innovation and growth in the financial ecosystem. For 4PAY, it means building a platform that can scale globally, onboard partners quickly, and deliver reliable, secure services in a fast-changing industry. For organizations that rely on PaiyHub, it translates to faster transactions, smoother integrations, and a foundation for future digital payment capabilities.
To learn more about Opti9’s cloud modernization capabilities, visit opt9tech.com.
